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Basic Question 7 of 7

Ashok Kumar works for the trust department of HD bank. He refers many of his clients to personal financial management department of HD. Kumar is compensated by HD for each referral that results in the acquisition of a new client by the personal financial management department. He does not disclose the arrangements to his clients.

A. Kumar has not violated Standard VI (C): Referral Fees as the referral fee is paid internally within his firm.
B. Kumar has violated Standard VI (C): Referral Fees by not disclosing to his clients the referral fee that he receives.
C. Kumar would not violated Standard VI (C): Referral Fees if the new clients of the personal financial management department of HD have to pay lower fees than they would have to pay elsewhere.

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Colin Sampaleanu

Colin Sampaleanu

Learning Outcome Statements

evaluate practices, policies, and conduct relative to the CFA Institute Code of Ethics and Standards of Professional Conduct;

explain how the practices, policies, and conduct do or do not violate the CFA Institute Code of Ethics and Standards of Professional Conduct.

CFA® 2025 Level II Curriculum, Volume 6, Module 45.